Debt settlement or debt negotiation is a proven process used by people in debt who are in a legitimate hardship position (i.e. loss of income, medical emergency, death of a member of the household who provided financial assistance, divorce, etc.) and thus must negotiate a settlement with their creditors or collectors. Debt Settlement is not the same as Consumer Credit Counseling or Debt Consolidation. Any person with a hardship who cannot manage their credit card debt, or any other debt, has the legal right to contact and negotiate with the creditors, how ever this practice takes time to master and certain skills to get the maximum benefits.
Axiom Financial Solutions reduces your current unsecured debt balances by as
much as 60% on settled accounts by arbitrating an agreed settlement amount
with your creditors or collectors.
Debt settlement companies correspond with creditors on debtors' behalf and
assist debtors by establishing a monthly saving goal so as to start
investing only to raise money for the settlement of the debts. Debt
settlement can almost always be done using proper techniques such as skilled
negotiations with the creditors. This can be done best by hiring an
experienced third party like Axiom Financial Solutions to contact the
creditors on your behalf rather than trying to do it yourself.
Program Details
Our Debt Settlement Program is actually quite simple. The current level of
unsecured debt will be skillfully negotiated for your client, and
essentially they will end up paying a fraction of the debt owed. Generally,
we reduce our client's debt by up to 60% of the total on settled accounts.
We will set up an affordable monthly payment budget, which is determined on
a case-by-case basis between the client and a Senior Debt Consultant at
Axiom Financial Solutions. Based upon what the client is able to pay each
month into the 3rd Party Settlement Account we establish for him/her, we can
determine how many months they will be part of the program, and ultimately
be debt free. Once a client has retained our services, Axiom Financial
Solutions will commence the Service. Axiom Financial Solutions will advise
Client of all good faith offers made by creditors and debt collectors, and
of their acceptance of any offers made by Axiom Financial Solutions. We will
not settle any account without any approval of Client, who has absolute
discretion to accept or reject any settlement offer. We can only settle a
debt once the full funds are available in Client?s settlement account.
Once a creditor has accepted the payment in full, the client is free of that debt forever. Axiom Financial Solutions will diligently continue to work on negotiating the remaining debts owed by the client, until they are finally free from the once overwhelming debt that they started our program with.
Our main goal is to get you out of debt. We work only for our
clients; not for the benefit of the creditors. Becoming debt
free is the first step to becoming financially secure, and debt
settlement may be a client's best option.
We Can Settle |
We Cannot Settle |
- Credit Cards
- Unsecured Personal Loans
- Unsecured Personal Lines of Credit
- Collections
- Autos in Repossession
- Medical Bills
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- Home Loans/Mortgages
- Secured Loans
- Student Loans
- Auto Loans
- Government Loans
- Lawsuits, IRS Debt/Taxes
- Utility Bills
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